Investments on Afranga are not immediately liquid
Once you invest in a loan on Afranga, your funds are generally locked in until the Borrower repays the loan according to its repayment schedule. Most loans follow a bullet structure, meaning principal is paid at maturity.
SaveSmart: limited early withdrawal
If you hold a SaveSmart investment, you can request an early withdrawal of part of your principal before the term ends: up to 30% of what you have invested in SaveSmart over the last 12 months, with a €5,000 ceiling per rolling 365-day period and a 1% fee. Requests are approved manually and paid subject to available funds, so this is not an instant exit. See “Can I withdraw my money before maturity?”.
Secondary Market (coming soon)
Afranga is developing a Secondary Market feature that will allow investors to:
- List their active investments for sale
- Set a desired sale price
- Transfer their investment to another investor before maturity
Please note: this feature is not yet active and will be launched in the near future.
Important consideration
Because your ability to exit an investment early is limited, Afranga loans should be viewed as medium to long-term investments. Always assess your liquidity needs before investing.
For updates and additional details, contact us at support@afranga.com.