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  1. Afranga
  2. About loans

About loans

SaveSmart

  • What is SaveSmart?
  • Who provides SaveSmart investments?
  • What investment terms are available?
  • How is interest paid?
  • Is SaveSmart the same as a bank deposit?
  • Is my investment protected?
See all 12 articles

Loan Basics

  • What types of loans are offered on Afranga?
  • Who is the Borrower?
  • What's the purpose of the borrowed funds?
  • Where can I find more information for a loan?
  • What's a Key Investment Information Sheet (KIIS)?
  • What is the loan term?
See all 12 articles

Loan Repayment and risks

  • How often will I receive repayments?
  • Where can I see my repayments?
  • What happens if a Borrower misses a payment?
  • What are the associated risks of the loan?
  • Can a loan be repaid early?
  • Is there an early repayment fee?
See all 8 articles

Investing in Loans

  • How can I invest into a loan?
  • How do I make money from investing in loans?
  • How liquid are the investments?
  • What is a reflection period?
  • What is your rounding methodology?

Secondary market (Functionality in development and not yet available)

  • What is a secondary market?
  • How to sell my investments on the secondary market?
  • What is a sale price?
  • What is a premium/discount?
  • How to change the sale price?
  • How to change the premium/discount?
See all 11 articles
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